Banking.Vision
The implementation of the 9th MaRisk Amendment will be a major undertaking for many institutions, cutting across virtually every business area. This is precisely where Internal Audit plays a pivotal role: under BT 2.1, it is obliged to accompany significant projects. How can this accompaniment be structured so that adverse developments are identified early, without jeopardising its own independence?
Banking.Vision
How Social Engineering, Instant Finality, and PSD3 Fraud Prevention Are Becoming Core Functions Relevant to Liability AI-driven social engineering, real-time payments, and the new liability framework under PSD3/PSR are fundamentally transforming the payments landscape. Fraud prevention is shifting from a downstream control function to a liability-relevant real-time decision-making task, presenting banks, payment service providers, and merchants with new technical, operational, and regulatory challenges – particularly due to the need to make fraud decisions in a documentable and cross-system manner in real time.
Banking.Vision
Unlocking potential from phasing-out variable liability products? Discover how a well-structured product catalogue leads to higher margins, qualitatively improved cash flows, and simplified validation processes.
Banking.Vision
On 1 June 2026, the reform of the Retirement Savings Certification Act (AltZertG) was passed, paving the way for a new Retirement Investment Account (AVD). The starting gun fires on 1 January 2027. What does this mean for banks?