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The future of banking

Insights & Banking-​Trends

The future of banking is challenging. And exciting!

Sustainable finance, process excellence, change management, sales of the future, customer experience, digital transformation, new payment methods, regulatory requirements, cryptocurrency, cloud banking, artificial intelligence and much more – the challenges that banks will have to face in the future are demanding. And very exciting. Banks that want to help shape the future of banking must address these challenges and make bold decisions.

We answer questions about the key developments and trends in the financial sector and their possible consequences. And we support banks with practical advice and innovative technologies.

Current articles on Banking.Vision

Banking.Vision

Banking 2026 – Challenges and opportunities, III

The year 2025 was also challenging for banks. What can they expect in 2026? We discussed this with our experts Andreas Mach, Rainer Wilken and Stefan Baumann. The third and final part of our expert discussion ‘Banking 2026’ focuses on banking regulation, the digital euro, European payments and ESG.

Banking.Vision

Banking 2026 – challenges and opportunities

| Part 2 | The year 2025 was also challenging for banks. What can they expect in 2026? We discussed this with our experts Andreas Mach, Rainer Wilken, and Stefan Baumann. In the second part of our three-part expert discussion “Banking 2026,” we discuss the skills shortage in banks, the changing corporate culture, and the continuing geopolitical volatility.

Banking.Vision

2025: The first year of AI regulation in Europe – taking stock and looking ahead

The EU AI Act is the world’s first comprehensive regulation governing artificial intelligence (AI). With its risk-based approach, it aims to make AI safe, trustworthy and compliant. The 2025 regulation marks a turning point for the European AI landscape: what the EU AI Act has already changed, where challenges remain and what developments companies can expect in the coming years.

Banking.Vision

Banking 2026 – challenges and opportunities

| Part 1 | The year 2025 was also challenging for banks. What can they expect in 2026? We discussed this with our experts Andreas Mach, Rainer Wilken, and Stefan Baumann. This first part of our three-part series “Banking 2026” focuses on the challenges and opportunities for banks in 2026 and the role that artificial intelligence can play in this context.

Your contact

Mach-Andreas

Andreas Mach

Board of Directors

as a member of the Executive Board, he is responsible for sales, marketing and operations, as well as for the business areas of artificial intelligence, payments, and management & business consulting.

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