Corporate banking is undergoing profound structural change as ecological, digital and regulatory forces accelerate SME transformation. Traditional lending alone is no longer sufficient. Banks now require public funding advisory capabilities to activate investments, support decarbonisation and navigate sustainability-linked risk — making it a strategic differentiator in the evolving corporate banking landscape.
With the Fundamental Review of the Trading Book (FRTB) implementation date approaching, the market landscape remains divided. Regulatory discussions around transitional multipliers continue and the fundamental challenge for financial institutions has shifted from model selection to data granularity. This article analyses the current market sentiment and outlines why data readiness is the critical success factor for 2026.