Banking.Vision
The clock is ticking: The DTAZV era will come to an end in November 2026. Banks will no longer accept traditional DTAZV files and will instead require ISO 20022 in the 2019 version – including hybrid addresses. Likewise, SEPA formats must be migrated to pain.001.001.09 (credit transfers) and pain.008.001.08 (direct debits). Anyone who fails to convert their formats in time – especially in the SAP environment – risks rejections in production.
Banking.Vision
The success of a compelling customer experience in banking depends not only on new apps or digital services, but above all on how seamless all interactions feel to customers. For banks, this raises a key strategic question: How can fragmented touchpoints be connected to create seamless customer journeys? This article explains why customer experience is becoming a core strategic competency—and is crucial for trust, efficiency, and competitiveness in banking.
Banking.Vision
News, developments and strategic significance for banks, PSPs and acceptance points What are the important developments at the European Payments Initiative (EPI) and Wero from the perspective of merchants, service providers, businesses, authorities, associations and other acceptance points, as well as payment service providers and banks? A comprehensive overview.
Banking.Vision
The demand for banking advice that is digital, objective and available around the clock is growing, especially among Generation Z (Gen Z). Conversational AI makes this possible: it offers personalised and efficient advisory solutions that complement traditional services. This article shows how artificial intelligence can be used to close the digital advisory gap in banking.