Banking.Vision
NEWS 01/2026 The development of the digital euro has reached a critical juncture. After years of analysis, conceptual development, and technical preparation, the Eurosystem is entering a new phase with the ECB’s pilot program for the digital euro.
Banking.Vision
The clock is ticking: The DTAZV era will come to an end in November 2026. Banks will no longer accept traditional DTAZV files and will instead require ISO 20022 in the 2019 version – including hybrid addresses. Likewise, SEPA formats must be migrated to pain.001.001.09 (credit transfers) and pain.008.001.08 (direct debits). Anyone who fails to convert their formats in time – especially in the SAP environment – risks rejections in production.
Banking.Vision
The success of the digital euro will not be determined solely by its technical architecture, but above all by how seamlessly it can be integrated into everyday payment situations. This raises a key strategic question for banks: which payment scenarios should be prioritised, and how can the digital euro be integrated in such a way that it usefully complements existing user behaviour?
Banking.Vision
News, developments and strategic significance for banks, PSPs and acceptance points What are the important developments at the European Payments Initiative (EPI) and Wero from the perspective of merchants, service providers, businesses, authorities, associations and other acceptance points, as well as payment service providers and banks? A comprehensive overview.