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A comparison for retailers, payment service providers and banks The digital euro is drawing nearer. The aim is to prepare Europe for its launch by 2029. The question now is how a digital euro will be integrated into existing payment ecosystems – and what added value it can offer compared to established payment methods. An analysis of the key aspects from the perspective of merchants and PSPs: costs, customer engagement, regulation, technology, competition and practical implementation issues.
The Bundesbank is currently conducting a targeted review of the design of lending guidelines at selected institutions. This article outlines the scope of the information gathering process, provides a regulatory assessment and discusses the objectives associated with the data collection.
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