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On 1 June 2026, the reform of the Retirement Savings Certification Act (AltZertG) was passed, paving the way for a new Retirement Investment Account (AVD). The starting gun fires on 1 January 2027. What does this mean for banks?
DORA, the EU AI Act and rising vendor-risk requirements are putting the technology stacks of European fintechs under institutional scrutiny. The key question is whether infrastructure, data and AI dependencies are governable, auditable and resilient.
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