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Unlock Your Business Potential in the EU/EEA with Expert Licensing Support
Navigating the complexities of obtaining an authorization to offer financial services in Europe can be challenging—but it’s also your gateway to accessing the European Union’s (EU) and European Economic Area’s (EEA) unparalleled common market. With over 450 million affluent consumers, this region offers unmatched opportunities for financial growth and innovation.
msg for banking specializes in helping businesses like yours successfully secure licenses to operate and thrive in this lucrative market. We are your dedicated partner in simplifying the licensing process. From banking and payment institution licenses to securities trading and crypto-related business permits, we provide comprehensive support tailored to your business goals. With our proven expertise, you can confidently meet regulatory requirements, positioning your company for long-term success.
Why Secure an EU/EEA License?
Licensing your financial institution in a single European member state allows you to operate across the entire EU/EEA under passporting rights. This unlocks opportunities to:
- Expand services across borders without additional licensing.
- Leverage the EU/EEA’s massive consumer and business market.
- Build credibility and trust in a highly regulated environment.
Take the First Step Today
Ready to expand your business and access the EU/EEA market? Let’s make your vision a reality. Contact us now for a consultation and discover how we can simplify the licensing process, saving you time and resources while unlocking unparalleled opportunities.
Types of Financial Licenses
In the EU/EEA, companies can apply for various types of financial licenses depending on their business model and operational goals. Here’s an overview of the main types of licenses:
- Purpose: Required for institutions that accept deposits and provide lending services.
- Activities Covered: Retail and corporate banking, wealth management, issuing loans, and mortgages.
- Regulator: Typically granted by the central bank or financial supervisory authority of a member state and must meet EU-wide standards under the Capital Requirements Directive (CRD).
Each license type has specific requirements, including capital adequacy, operational frameworks, and compliance obligations. Partnering with experienced consultants can streamline the application process and help align your business with regulatory standards.
Our Comprehensive Services
Finding the Right Regulator
Securing a license in the EU is a significant undertaking, requiring thorough preparation, meticulous planning, and patience as regulators review your application. While some EU member states are perceived as more licensee-friendly, the actual experience often depends on various factors beyond regulatory efficiency. Based on your business strategy we support you in finding the best jurisdiction to apply for your license.
Tailored Licensing Applications
We prepare and file your license application, ensuring compliance with regulatory standards. Our meticulous approach accelerates approval timelines while minimizing risks.
Process Optimization
We help define and implement key operational processes, ensuring your company adheres to European regulations while optimizing efficiency.
Custom Policies and Procedures Development
We design robust frameworks, including:
- Business plans aligned with market strategies
- Risk management frameworks
- Compliance and anti-financial crime policies
- IT and IT security measures
- Internal audit procedures
HR Advisory for Key Personnel
Selecting the right leadership is critical. We assist in identifying, vetting, and appointing experienced professionals for essential roles like managing directors, compliance officers, risk managers, and IT leads.
End-to-End Project Management
From application submission to regulatory approval, we handle every step, keeping your project on track and your team informed.
Partner with Experts Who Deliver Results
Our team of licensing specialists has years of experience navigating EU/EEA regulatory frameworks. We combine deep industry knowledge with a results-oriented approach, ensuring your application is not only compliant but also strategically positioned for approval.
Emanuel Gedeon
Bereichsleiter Business Consulting
Emanuel Gedeon leitet als Executive Partner bei msg for banking den Bereich Governance & Regulatory Advisory.
