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On 19 June 2026, the supervisory authority announced the final content of the 9th MaRisk Amendment during a digital supervisory briefing. The two main objectives were confirmed: reducing complexity and strengthening proportionality.
Anyone who sits on the governing bodies of banks and financial institutions will be familiar with this moment. The term ‘digital sovereignty’ is mentioned. Everyone nods. And almost every time, if you listen closely, the same question arises: do everyone in this room really mean the same thing? Most of the time, they don’t. This is not a criticism. It is an observation. And it is the starting point for this series of articles.
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